9/6/2010
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7 glossary terms found
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U.S. Department of Housing and Urban Development (HUD)
A federal agency that oversees the Federal Housing Administration and a variety of housing and community development programs.
Underwriting
The process that lenders go through to evaluate the risks posed by a particular borrower and to set appropriate conditions for the loan.
Undisclosed heir
A person who claims the right to a piece of property after the death of an owner without a will.
Undisclosed spouse
An unidentified marital partner who can claim the right to a piece of property.
Unrecorded deed
An unrecorded deed transfers ownership from one party to another without being officially recorded.
Unsecured loan
Any loan that is not backed by collateral.
Usury
A reference to illegally excessive interest charged on any loan.
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